a) Anyone who is an employee of one of the following:
- Royal Mail Group (or its successors)
- Parcelforce
- Post Office Limited
- Angard Staffing
- Royal Mail Property and Facilities Ltd (including RM Manufacturing)
- Quadrant
- RoMEC
- Penny Post Credit Union Limited
b) an individaul who is a member or retired member of the following organisations:
The Communications Workers Union or Unite the Union
c) An individual who is a member of the same household as, and is a relative of, an invidual who is a member of the credit union and falls directly within the common bond specified above.